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Start Saving on Home Costs

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Your mortgage isn’t the only expense that can put a hole in your wallet. There are several hidden costs that come with owning a home. If you’re not aware of these costs, they can sneak up on you and quickly put you in a position where you can no longer afford your home. However, if you are caught by surprise when these bills arrive, there are seven steps that you can take to reduce the costs.

7 easy ways to save money as a homeowner

Utility bills are one of the biggest expenses that you’re responsible for as a homeowner. If you’re like many Americans who own a house, included among your utility bills are electric, telephone, gas, water and cable bills. By themselves, these bills equally add up to $250 to $300 a month.

Save money on utility bills by cutting out a service that you don’t use or moving to a less expensive service provider. Other ways to save money on utility bills include moving to a lower priced telephone package and only paying for cable channels that you actually use.

Here are six more ways to save on home expenses:

  • Water your lawn during the evening. It helps the earth to absorb water better, eliminating the need to use more water during the heat of the day to keep your grass from turning brown.
  • Perform regular maintenance on your house. Clean the gutters and repair cracks in your driveway and sidewalk when you see them instead of letting these damages get so big that they cost you hundreds of dollars to fix.
  • Rid of pests immediately. Pests can chew through your walls and damage furniture.
  • Work with your homeowner’s association to have them care for property around your home. Don’t take these projects on yourself if you don’t have to.
  • Bundle your homeowner’s insurance with your auto and life insurance. Ask the insurance company agent to give you a discount based on where you work and how long you have been a customer. Some employer’s offer discounts on insurance to their employees.
  • Install your own security alarm system. Depending on where you live, a security system that you buy from a housewares store might do the trick.

Another way to save on the cost of owning a house

Regardless of where you live, property taxes will probably rise at some point. The best way to save on property taxes is during the home buying process. Ask your real estate agent to find you a house that’s located in a thriving area that doesn’t have an enormous property tax attached to it. Let your real estate agent do the legwork for you. Don’t just look for a house that’s located in an area that has reasonable property tax rates. Go with a house that’s in an area that doesn’t experience frequent property tax increases.

If you’re a first time homeowner, you might be shocked at the hidden costs of home ownership. The sooner you familiarize yourself with the additional costs,the sooner you can prepare to meet the expenses. Knowing about the hidden costs of owning a house could also prevent you from getting in over your head and taking on more mortgage than you can afford.

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Arrange Your Bedroom For Your Needs

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Especially if you’re starting in a room from scratch, it can be hard to figure out where you should place everything in a room. Your bedroom can be one of the most challenging rooms of the house to decorate. If you break down the room into small pieces, you can create a bedroom that’s right for you. Bedrooms need to hold more than just a bed. In today’s world, a bedroom can become a very multipurpose room.

Think Of The Components Of The Room

Bedrooms tend to be more of a multi-functional in a home due to the shifting nature of families. You do everything in there from sleep to watch television to get dressed in the mornings and evenings. This means that you’ll need some or all of the following in your bedroom:

  • Storage for clothing
  • A comfy bed
  • A media Center  
  • A chair
  • Home office supplies
  • Bookshelf
  • Television stand

Whatever purpose that your bedroom has to serve is what you’ll need in the room. This all depends upon the size of your home. You’ll have to arrange the room accordingly after these parameters are set. Your bedroom should feel personal; a place of self expression and comfort. Your bedroom is the place where you can display little pieces of your life. These should include personal photos, antiques, and all of your favorite things. This helps to make your bedroom your own. It will become a peaceful sanctuary that you love.  

  

Focus On Function

If your bedroom is well-lit and well arranged, the room undoubtedly will be more comfortable. The easier it is for you to find things and use the room the way it needs to be, the more comfortable you’ll be. While your bedroom should look nice, it’s yours to use. Your bedroom is the room of the house that should provide the most comfort for you. 

Get Creative

When it comes to the way that you arrange your bedroom, you can get as creative as you want. If you’re short on space, don’t hesitate to push the bed against a window. If you’re tired of the same old same in the bedroom, shuffle the furniture around. If you ensure that you have adequate lighting and seating in the room, you can do anything with it!

Don’t Multipurpose The Room If You Don’t Have To

Although it’s nice to have access to everything in one room, bedrooms work best when they are singularly purposed. You’ll sleep better and get more rest if you keep things like computers and televisions out of the bedroom. You can easily arrange a bedroom when you keep your own desires at the heart of the design.

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Improving Your Sleep At Home

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We’ve all had those times when we can’t seem to get a good night’s sleep. If you recently moved to a new home or if you’re on vacation, the new environment or mattress can make it difficult to fall asleep.

It’s even more frustrating when you’re in the comfort of your own home but are still having trouble sleeping.

In this article, we’re going to give you some tips and habits you can build to help better your sleep. We’ll talk about ways to get to sleep on time, how to improve your sleeping habits, and how to sleep through the night.

Getting to bed on time

Most of us live busy lives that make it hard to unwind at the end of the day. Others simply have a hard time calling it quits on the show or movie they’re watching when they should be getting some sleep. Either way, it’s essential to build a good bedtime routine to make sure you’re falling asleep at an appropriate time each night.

To start, you’ll want to make sure you assign yourself a bed time. Though bed times seem like a rule for children, it can help adults vastly improve their sleep. Going to bed and waking up at the same time each morning reinforces your body’s natural sleep cycle.

To ensure you go to bed on time, you can set a reminder or alarm on your phone for a half-hour before you need to be in bed. This will give you time to finish what you’re doing and get ready for bed.

There are also apps that will help you do this, which we’ll talk about in the next section.

Monitor your sleep

Sleep is deeply important to how we function throughout our day. A poor night’s sleep is a short-term hindrance, putting us in a bad mood or making it difficult to focus. But, in the long run, lacking sleep is a health risk that has been linked to cardiovascular disease, diabetes, and other serious illnesses.

The takeaway? We should all take sleep seriously. To do so, a good way is to monitor your sleep. One easy way is to download an app that does just that. For iPhone users, the pre-installed Bedtime feature (part of the Clock app) is a simple way to set reminders and gain insight into your sleeping habit.

A more thorough way to monitor your sleep is to keep a sleep journal or to buy a smartwatch that tracks your sleep for you. Regardless of your method, keeping tabs on your sleep quality will help you prioritize your health and wellness.

Quick tips for improving your sleep

  • Go to bed at the same time each time

  • Avoid bright screens (phone, TV, laptop) for an hour before bed

  • Read, knit, or do some other relaxing hobby before bed

  • Don’t eat for two hours before bed

  • If you can’t sleep, try listening to calming music or a guided meditation

  • If you’re a light sleeper, try wearing comfortable earplugs and an eye mask to bed

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How To Recreate Nordic Style In Your Home

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Want to get the sleek and stylish Scandinavian look in your new home? It’s much easier than you might think. And it doesn’t require buying all your furniture from Ikea. I’ve got a few tips for you to create a warm, welcoming home that could grace the pages of any home design magazine.

When attempting to recreate this look most go wrong by painting everything black and white. The real secret to this look, however, is in the details. Less is always more so a serious decluttering project will start you off on the right foot. And don’t think that the only way to recreate this look is to replace all your furniture. In fact, working with existing pieces will make the look feel more natural and unassuming.

You probably already know to reach for shades of grays, whites, and creams when choosing your color palette. But having some color is crucial. Blue is the perfect addition of color for this look especially for a sofa, some throw pillows or your kitchen table chairs. When adding other colors do so sparingly to really make a statement. For example, a yellow lamp in the kitchen, green chairs in the dining room or pink throw pillows on the couch.

To avoid a cold, sterile environment natural elements like wood, stone, and glass add warmth back into the room. Copper and gold accents also warm up a room while keeping a modern touch. Think a natural wood table top where the grain takes center stage or copper hardware that pops when placed against blacks and whites.

Give your space a welcoming homey feel by reaching for texture to create visual interest. Think furry pillows, woven textiles, and chunky knits. Monochrome artwork breaks up blank walls without looking out of place and furniture pieces are the main attraction. There’s no need for knick-knacks here, in fact, they’re best donated or stored away. To stay true to this look each piece you add to the room should have a function.

Another key to this look is lighting. During the day you want to let in as much of it as you can. While curtains and blinds are often skipped altogether pleated and roman blinds maintain privacy and a clean look. When choosing curtains stick to your neutral palette and avoid prints or dramatic drapery. For the night you can create perfect ambiance with string lights and paper lanterns. As a bonus, a paper lantern floor lamp pulls double duty by adding natural texture to the room.

The sleek clean lines of Scandinavian design, especially those you see in catalogs, can seem impossible to replicate. At least not without replacing everything you own. But the truth is it is easily achievable to recreate with your existing furniture. With a little creativity, a few cans of paint and a lot of decluttering you’ll have a cozy, modern home before you know it.

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How To Make Your Home Friendly For The Whole Family

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When you have a family, there’s many different needs and personalities at play within your home. Trying to please all of those different ways of life can cause some confusion. There are many ways that you can create an all-in-one space without creating a major construction zone. You need to think in terms of spaces that accommodate large groups of people from entertaining to gathering around the television for a movie or sporting event.Combine Several Rooms Into One When rooms aren’t connected, sometimes bringing the rooms together can bring more flow into the home. Consider knocking down walls or bringing aspects of one room into another room, like a countertop or island through parts of kitchen and living spaces. Get creative! In some spaces, simply knocking down just one wall can make the entire floor of the home feel bigger.Make The Use Of The Square Footage You HaveOne wall can cause you to miss out on the full use of the space your home provides. Clearing away walls between rooms not only allows your home to feel more open and airy, but it gives you as a homeowner more use of your space. You don’t always need to add on to your home in order to make the home feel bigger.Tuck Things AwayKeeping stools under countertops, for example, is a great way to have a multi-use and multipurpose area. A television will be perfect in a cabinet. The cabinet can be used for both storage and TV viewing. Make sure you position it in a place where the TV can be seen from all corners of the room. This way everyone will have a space for their DVDs and there’s not a bad seat in the room to watch TV from.Use Furniture As Room DividersYour furniture can multi-task by serving as a room divider. If you need to have a study in your living room, use a bookshelf to separate the area. It’s easy to do and will keep the flow of a room without disturbing your established setup.Use Rugs For UnityNothing unifies a room quite like an area rug. Everything on or near the rug signifies a space. If you need to separate areas within the room, try an area rug for one purpose and hardwood, bare floor for the other use. Rugs are always cozy in reading rooms, for example. Hardwood floors may work better for a computer desk and rolling office chair. The position of everything in a room helps to identify what that part of the room will be used for.Marry The Rooms That Are Used TogetherIf your family tends to hang out and use the kitchen and living room the most, make sure they have open space between them. You should consider adding a study for the students of the house in either room to make it easier to call everyone for dinner and provide homework help. As a bonus, it’s a great idea that you can keep an eye on the kids’ computer activity while you’re cooking!Most of all, no matter what room you’re working with, you want to make sure there’s a space for everything and everyone. That’s how you please an entire family with home design!

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