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If you missed out on buying Game Stop stock before it exploded don’t fret There is still time for you to make money by refinancing your loan While Game Stop stock is dropping, interest rates have remained low  2020 was a banner year for refinancing as rates for 30 year fixed were under 3%Imagine locking Read More

Happy New Year Interest rates continue to be at all time lows  Here is a sample of some loans we completed in December 1  Rate and Term Refinance for $400,000 on a 15 year fixed  Rate was 225% with 0 points 2  Cash out refinance for $600,000 on a 30 year fixed  Rate was 275% Read More

Today 30 year conforming fixed rate is 2875% with 0 points and normal closing fees 15 year is at 2625% with 0 points and normal closing fees Rates remain low and underwriting times are short In some cases, we don’t even need to do an appraisal   We also have loan programs for non-owner, stated Read More

ATTENTION : NEW REFI PROGRAM IS TRULY AMAZING Rates below 3%  We have a new program available only for full-doc, refinances, owner-occupied properties This is for conventional and high balance only  The limit are loans up to $765,000 If you fit in this box please call or email me for a rate quote  I’ve been Read More

Many of you have already called me because interest rates are amazingly low  Today I’m closing a 30 year fixed loan at 2875% with 2 points    I’m quoting rates as low as 35% with 0 points on high balance 30 year fixed Rates are subject to change and all of this is based on Read More

Mortgage Bonds continue to hover at multi-year highs while rates remain just above historic lows A 30 year fixed loan is trending around 35% With the new expanded loan limits this allows more people to take advantage of the lower rates Economic data is scarce this week so the markets will trade on fundamentals and Read More

Mortgage Bonds are flat to lower weighed down by rising stock prices as the Middle East tensions ease Freddie Mac reports that mortgage rates edged lower early in the week but have inched higher the past few days If you haven’t reviewed your current mortgage or financial situation in many months I encourage you to Read More

In case you haven’t heard but VA loans closing in 2020 will now have NO LIMITS on Loan amounts! These changes are under the “Blue Water Navy Vietnam Veterans Act of 2019” which was signed into law in June and again will take effect January 1, 2020 You still have to qualify for the VA Read More

It’s time for REFIANCE MANIA 2019 You must know that rates have dropped and are at historic levels again 30 year fixed rates are in the low 3’s Even stated income loans which returned last year are in the low 4’s Yes, it’s time for you to look at your financing situation and consider the Read More

I haven’t sent a rate sheet update in several months Then again, rates haven’t been this low in several years Check this out Gothamthis out Gotham Conforming rates up to $484,350 30 year fixed: 3625% with 0 points 15 year fixed: 325% with 0 points High Balance rates up to $726,525 Read More